Health Insurance for International Students Yugoriya

Name: Health Insurance for International Students Yugoriya
Brand: Yugoriya
Price: 1350 RUB
Availability: InStock

Student health insurance with dental coverage: outpatient care, emergency hospitalization, acute dental care, ambulance services, home doctor visits, telemedicine consultations and repatriation.

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What Health Insurance for International Students Yugoriya Covers

Health Insurance for International Students Yugoriya is a voluntary medical insurance program for international students in Crimea. The program is available in two options: without dental coverage and with dental coverage.

700,000 RUB

Total aggregate insured amount under the program.

200,000 RUB

Limit for medical services: outpatient care, diagnostics, emergency hospitalization and other covered medical services.

500,000 RUB

Limit for medical transportation expenses and repatriation.

Medical service	What is included	Limit / condition
Outpatient care	Consultations with a general practitioner and/or specialist. Primary medical care for acute injury, including cast immobilization, dressings, primary surgical wound treatment and tetanus toxoid administration.	Up to 5 consultations during the policy period, including follow-up consultations.
Injections	Intramuscular, intravenous and subcutaneous injections on an outpatient basis.	Up to 10 injections during the policy period.
Laboratory tests	Clinical and biochemical blood tests, urine tests and bacteriological tests.	Up to 5 tests of each type during the policy period.
Instrumental diagnostics	Ultrasound, ECG and X-ray, strictly as prescribed by a doctor.	Up to 3 examinations per insured event.
Emergency hospitalization	Surgical procedures, resuscitation procedures, medication treatment within the cost of a hospital bed-day, accommodation in a general ward, meals and nursing care.	Up to 14 days once during the policy period.
Ambulance services	Ambulance team dispatch, patient examination, rapid diagnostics, emergency medical assistance and transportation to hospital if emergency hospitalization is required.	Available if provided in the region. Ambulance must be called through the insurer’s 24/7 medical assistance desk.
Medical transportation	Emergency ambulance services, transportation to one of the nearest hospitals and transportation to another medical institution if medically required.	Within the medical transportation and repatriation limit.
Repatriation	Repatriation of the body to the nearest station, airport or port with international transport connection, including death certificate processing, morgue services and coffin purchase.	Within the medical transportation and repatriation limit.
Acute dental care Only with Dental Coverage option	Local anesthesia, dental X-ray and surgical dentistry: simple and complex tooth extraction, except for periodontal conditions, congenital diseases and developmental anomalies.	Up to 3,000 RUB.
Home doctor visits Only with Dental Coverage option	Home visits by a general practitioner for insured persons who cannot visit a medical facility due to their health condition.	Up to 2 visits. Home care is provided from 10:00 to 21:00. Same-day requests are accepted until 15:00.
Telemedicine Only with Dental Coverage option	Consultations on health condition, results of completed medical tests and urgent consultations with an on-duty general practitioner.	24/7/365.

Coverage territory: Full program coverage applies within the Republic of Crimea. Outside the Republic of Crimea, only emergency assistance and repatriation may be arranged when justified and approved by the insurer. Planned care, outpatient care, dental care and regular clinic visits outside Crimea are not covered by the program.

When medical assistance is needed, the insured person must contact the insurer or assistance company through the 24/7 medical assistance desk, provide policy details, current location, contact phone number and the nature of illness or injury, and follow the specialist’s instructions.

*This information is for reference only and is not a public offer. Full insurance terms, limits, exclusions and procedures are determined by the Key Information Document, the policy, the insurance program and Yugoriya’s health insurance rules.

Company:
Coverage territory:Republic of Crimea; outside Crimea — emergency assistance and repatriation only
Minimum term:3 months
Coverage:Health Insurance

Insurance coverage amount:

0 RUB

Guide on how to use the policy in insured events

Download the guide before using the policy. It contains the key steps for insured events.

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What Is Included in Health Insurance for International Students Yugoriya?

The Yugoriya Student health insurance program is available in two options: without dental coverage and with dental coverage. The core program includes outpatient care, emergency hospitalization, ambulance services, medical transportation and repatriation. The dental option additionally includes acute dental care, home doctor visits and telemedicine consultations.

Program option	Outpatient care	Emergency hospitalization	Ambulance	Dental care	Home doctor	Telemedicine
Student without Dental Coverage	Yes	Yes	Yes	No	No	No
Student with Dental Coverage	Yes	Yes	Yes	Yes, up to 3,000 RUB	Yes, up to 2 visits	Yes, 24/7/365

700,000 RUB

Total aggregate insured amount under the policy.

200,000 RUB

Limit for medical services, including outpatient care, diagnostics and emergency hospitalization.

500,000 RUB

Limit for medical transportation expenses and repatriation.

Outpatient care: consultations with a general practitioner and/or specialist — up to 5 consultations during the policy period;
Primary care for acute injury: cast immobilization, dressings, primary surgical wound treatment and tetanus toxoid administration;
Injections: intramuscular, intravenous and subcutaneous injections — up to 10 injections during the policy period;
Laboratory tests: clinical and biochemical blood tests, urine tests and bacteriological tests — up to 5 tests of each type;
Instrumental diagnostics: ultrasound, ECG and X-ray — up to 3 examinations per insured event, strictly as prescribed by a doctor;
Emergency hospitalization: up to 14 days once during the policy period;
Ambulance services: available if provided in the region and called through the insurer’s 24/7 medical assistance desk;
Medical transportation: transportation to one of the nearest hospitals or another medical institution if medically required;
Repatriation: expenses in case of death, including death certificate processing, morgue services and coffin purchase;
Acute dental care: only with Dental Coverage option, up to 3,000 RUB;
Home doctor visits: only with Dental Coverage option, up to 2 visits during the policy period;
Telemedicine: only with Dental Coverage option, urgent 24/7/365 consultations with an on-duty general practitioner.

Coverage territory: Full program coverage applies within the Republic of Crimea. In the Russian Federation outside Crimea, only emergency assistance and repatriation may be arranged when justified and approved by the insurer. Planned care, outpatient care, dental care and regular clinic visits outside Crimea are not covered by the program.

Key Exclusions from Health Insurance for International Students Yugoriya

Planned inpatient treatment and medical services related to preparation for planned hospitalization;
Emergency hospitalization without prior approval from the insurer;
Planned, outpatient, dental and regular clinic visits outside the Republic of Crimea;
Dynamic and follow-up monitoring of chronic diseases;
Services without medical indications or services beyond the insurance program;
Medical services based on prescriptions or referrals issued by third-party medical institutions;
COVID-19 after diagnosis;
Injuries, poisoning or health conditions caused by alcohol, drug, toxic or other intoxication;
Professional sports, competitions and training, except injuries received during physical education classes within the academic program;
Extreme and high-risk amateur sports, including auto, motorcycle and bicycle sports, electric scooters, parachuting, mountaineering, skiing, martial arts and scuba diving;
Caries treatment, replacement of old fillings, retreatment and preventive dental services;
CT and MRI, except diagnostics within emergency hospitalization.

Policy price from:

1 350 RUB3 months

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Policy Terms and Prices

Choose the required insurance period: 3, 6 or 12 months. The insured amount under the program is 700,000 RUB.

Program option	3 months	6 months	12 months	Dental care	Home doctor	Telemedicine
Student without Dental Coverage	1,350 RUB	2,250 RUB	3,000 RUB	No	No	No
Student with Dental Coverage	1,800 RUB	3,000 RUB	4,000 RUB	Yes, up to 3,000 RUB	Yes, up to 2 visits	Yes, 24/7/365

Student without Dental Coverage

Basic student health insurance option without dental care, home doctor visits and telemedicine.

3 months

1 350 RUB

6 months

2 250 RUB

12 months

3 000 RUB

Student with Dental Coverage

Extended option with acute dental care, home doctor visits and 24/7/365 telemedicine consultations.

3 months

1 800 RUB

6 months

3 000 RUB

12 months

4 000 RUB

0 ₽

total aggregate insured amount under the program.

0 ₽

limit for medical services, including outpatient care, diagnostics and emergency hospitalization.

0 ₽

limit for medical transportation expenses and repatriation.

calendar-day unconditional waiting period from the policy issue date.

Why Do You Need This Policy?

Affordable for Students

One of the most affordable student health insurance options available in Crimea, with policy terms from 3 months and prices starting from 1,350 RUB.

For Official Requirements

The policy is designed for international students who need voluntary medical insurance for studying and staying in Russia, including migration and university formalities.

Crimea-Based Medical Network

Full program coverage applies within the Republic of Crimea, with access to listed medical organizations in Simferopol under the program terms.

Clear Assistance Process

In an insured event, the student contacts the insurer’s 24/7 medical assistance desk and follows the coordinator’s instructions.

Health Insurance for International Students Yugoriya is a practical medical insurance solution for foreign students in Crimea. It combines an affordable price, a clear assistance procedure and the medical coverage required for everyday student life: outpatient care, diagnostics, emergency hospitalization, ambulance services, medical transportation and repatriation.

The policy is intended for international students who need voluntary medical insurance for study and legal stay in Russia. It is designed to meet the standard medical insurance requirements used for migration and university formalities. Before submitting documents, the student should also check the specific requirements of the university or migration authority, as administrative acceptance may depend on the current local procedure.

Full program coverage applies within the Republic of Crimea. In the Russian Federation outside Crimea, only emergency assistance and repatriation may be arranged when justified and approved by the insurer. Planned care, outpatient care, dental care and regular clinic visits outside Crimea are not covered by the program.

If medical assistance is needed, the insured person must contact the insurer or assistance company, provide policy details, current location, contact phone number and the nature of illness or injury, and follow the specialist’s instructions.

Based on the Key Information Document, the policy and the Yugoriya Student health insurance program.

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